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Day 3 – Session A1: Fintech Today: Solving Key Financial Development Challenges

Tram Anh Nguyen, Co-founder CFTE
Tram Anh Nguyen, co-founder of CFTE, she runs CFTE, a global education platform in Digital Finance. She is Chairwoman of Global Women in AI.  
 
Before launching CFTE in 2017, she spent nearly two decades with Standard Chartered Bank in New York, Dresdner Kleinwort and UBS Wealth Management in London, advising ultra-high-net-worth clients and family offices. A recognised voice for the future of work, she partners with governments, central banks and tier-one institutions worldwide to deliver large-scale reskilling programmes.  
 
She has co-authored the world’s largest Fintech Job Report. Founder of the Future Skills Forum. Under her leadership, the forum is positioned as a global convener of thought leaders, policymakers, educators, and industry innovators to drive forward the agenda of human capital transformation in the age of AI. 

A champion of lifelong learning in digital finance, she works closely with governments, regulators, and financial institutions to build future-ready workforces. She leads initiatives that bring industry and public sector stakeholders together to design large-scale education strategies, develop forward-looking curricula, and ensure the financial sector is equipped to thrive in an AI-driven economy. Under her leadership, CFTE has expanded its impact globally, educating over 260,000 alumni in 130+ countries and collaborating with 1,000+ industry experts to accelerate the transformation of finance through education.  
 
With Global Women in AI, she raised the importance of women's perspectives in shaping the future of technology. By actively building a global platform for female leadership in AI innovation, its aims creating an inclusive ecosystem that drives societal impact and technological advancement.  
 
Beyond CFTE, Tram Anh serves as Board Advisor of the Global Finance and Technology Network (GFTN) by MAS Singapore with a focus on Japan. She is an Entrepreneurship Expert at Oxford’s Said Business School, an Industry Fellow at Imperial College. She serves as co-Chair of the Britcham of Singapore’s Fintech and Finance Committee. 
 
Ambassador of the Singapore Fintech Festival. Recognized as a leading voice in fintech, she has received accolades as Top 10 Women Transforming Tech, Named Top 10 Asia Tech Pioneer Ecosystem Builder in the UK. UK’s Top 50 Tech Influencers, on the Powerlist Senior Leader Women in Fintech.  
 
Tram Anh lives in London, is between France, Singapore, and the UAE.



Varlam Ebanoidze, Head of FinTech and SupTech Development/Innovation Office, National Bank of Georgia
I have 20 years of professional experience with a focus on central banking and commercial banking digitalization.

I am someone who spent the first half of his professional life at banks’ internal audit, Operational/Cyber Risk and
Compliance domains. In the second half of my professional life, I re-invented and developed myself towards a FinTech innovator and change facilitator.

Prior to joining the National Bank of Georgia (NBG) where my focus is a Countrywide FinTech, Open Finance strategy and regulatory design, I held senior positions at banks in Georgia and in Ukraine, and served on the management board of a leading retail bank (Liberty) in Georgia.

I am passionate about the Strategic Transformation of Central Bank to “Fit” the new paradigm of Open Finance.

Master’s degree from London Business School (LBS) specialized in Strategy and Leadership, combined with the domain experience allows me to see and suggest the efficient digitization strategies through industry development lenses.

Most recently, my team and I came up with the concept of “FinTech in Georgia; building on the Middle Corridor Momentum”.



Eric Anklesaria, Senior Advisor PSB Alliance Pvt. Ltd & Partner IT Advisory Nangia & Co. LLP
Eric comes in with a broad-based Management Consulting experience of over 25 years in building and leading practices to deliver business and technology centered initiatives across diversified financial institutions across Banking, Payments, Asset Management, and Insurance Industry sectors. He held top management positions in global IT services organizations like Capgemini and as a Partner with 2 of the Big 4 assurance and advisory firms like KPMG and Ernst & Young. Eric is currently associated as a Partner with Nangia Anderson LLP (India) (A Member firm of Anderson Global). Eric as worked extensively both in the Domestic and International markets like USA, UK, Europe, Eastern Europe, Australia, South Asia, Middle east, and Japan on some of the largest IT and business transformation projects.He was roped in by the Indian Banks Association and Ministry of Finance to help setup and operationalise PSB Alliance which is an umbrella entity created by all the 12 Public Sector Banks in India to undertake common IT and business services. He continues to serve there as the Head of Strategy, invitee to the Board and on various board level committees. He has served as a active member for the committee setup by the Indian Banks Association on the direction of the Reserve Bank of India for designing the framework for pooled audit for the Banking sector in line with the Master Directions on Outsourcing of Information Technology Services. He was nominated and served as a an active member of the steering committee and nodal committee setup by the Indian Banks Association for conducting the customer service survey of the Public and Private Sector Banks on the directions of the 

Hon'ble Finance Minister. He was nominated and served as an active member of the Department of Financial Services (DFS) under the Ministry of Finance for IT reforms in the Financial Services sector. Had the privilege of chairing and placing the report to the Indian Banking Regulator (RBI) and the Ministry of Finance on the reforms needed in the Indian Payments and Settlement act and systems. He is associated as a speaker and in advisory capacity with industry bodies like Department of Financial Services, Ministry of Finance, Insolvance and Bankrupcy Board of India, Reserve Bank of India, the Indian Banks Association, Confederation of Indian Industries, etc. 

Mr. Eric Anklesaria has completed his post-graduation in Business Administration from XLRI Jamshedpur; G.N.I.I.T. in software technology and systems management; Certificate in Consumer Banking – Bombay Management Association; and Certificate in Strategic Planning of Information Systems – IIM Ahmedabad.Mr. Anklesaria a seasoned professional in the IT and financial services industry with extensive experience and expertise in leading global organizations



Umang Moondra, CEO APIX
Umang is the CEO of APIX, a Singapore-based innovation platform that combines Sandbox, API Marketplace, Data, and AI capabilities to accelerate digital transformation in financial services worldwide. APIX enables Financial Institutions to rapidly discover, evaluate, and test cutting-edge fintech solutions from around the world. 

Umang is a transformation leader with over 25 years of leadership experience and has previously managed business units exceeding US$500 mn across APAC at global banks. He has also led national-level initiatives such as the AML Blueprint for the Association of Banks in Singapore. Umang serves on the Board of YouTrip and is an active angel investor.



Julie Guetta, Technical Solutions Lead – Asia - Mojaloop Foundation  
The Mojaloop Foundation has been very fortunate to sign Julie Guetta as our new technical solutions lead. 

Julie has worked in the global payments industry since 2013, winning leadership roles with firms like Dovetail, RedCompass Labs, and Partior. She has led the functional implementation of payment systems for several international banks and has helped many other financial services providers achieve roles at the forefront of technical solutions. An active Mojaloop Community member for several years, she was a member of the Mojaloop Technical Governing Board. She was also a finalist in the Women in Payments Rising Star Awards EMEA in 2021 and is a regular speaker at conferences worldwide.