A Science Graduate with MBA ( specialization in Finance and HR) . 35 years of experience in Insurance Industry. Majorly in implementation of Crop Insurance since its inception  in India handling the portfolios of Underwriting, Claims. Long experience of heading the critical States from Crop Insurance point of view and active collaboration with senior level  bureaucrats and political groups the subject being sensitive. Currently heading the Emerging Lines vertical as Chief Marketing Officer and exploring horizons for diversification of business portfolio from Crop to Agriculture Insurance and pernitrate the untapped potential in the fields of Aaquaculture,Sericutlutre, Livestock and other risks faced by the farmers